At long last, most businesses are beginning to understand that cyber insurance is a necessity, not a luxury. “All classes need it. It doesn’t really matter who you are, what you do—you have some exposure,” says Alex Wayne, president of A.J. Wayne & Associates, Inc. “Even if it’s only one record, you have some exposure […]

Reprinted with permission Philadelphia Insurance Company Each winter cold, inclement weather conditions set the stage for slips, trips, and falls throughout the U.S. In fact, snow or freezing conditions can and do occur in all 50 states, with sleet falling in Florida as recently as 2011. The risk for outdoor slips, trips, and falls has […]

Four Myths of Nonprofits Cindy Bergvall, CPA Over the years we have found ourselves as auditors and advisers having recurring conversations with clients and Boards about these common nonprofit myths.   A frank discussion with your board can dispel some of these misconceptions. 1.  A profit is bad.  Your nonprofit needs a reserve of funds for […]

Reprinted with permission from PersonalUmbrella.com 52% of the deaths of teenage passengers happened in cars driven by another teen Real-World Case Study: The Risk of Teen Driving Emily, a 17-year-old, decided to treat her best friend, Taylor, to a movie to celebrate finishing their finals. They were running late and didn’t want to miss the […]

reprinted from Advocates for Independent Businesses – www.indiebizadvocates.org There’s a big change coming for credit card payments. The major credit card companies are rolling out a new kind of credit card, called a “chip” card for short, and officially known as an EMV card. Merchants will need new hardware to read these cards—and there’s a […]

Published on Chubb (http://accent.chubb.com) Tips for Protecting Your Jewelry When it comes to protecting your jewelry from theft or damage, the more information you have at the time of loss, the better you can cover it. That advice comes from Janece White, Worldwide Signature manager for Chubb Personal Insurance. Chubb covers jewelry items up to 150 […]

We want to make you aware of several new laws that relate to child protection. Some of the laws impact everyone; others are limited to certain industries or licensures. Some of the issues related to compliance are still being worked out by the respective Pennsylvania authorities. Examples of What’s New: 1. New clearance requirements for […]

Governor Tom Wolf announced today that fees for child abuse clearances and criminal background checks required by the Child Protective Services Law will be waived for volunteers working with children. Additionally, the Department of Human Services (DHS) and the Pennsylvania State Police (PSP) will be reducing the cost of both the child abuse and criminal […]

On an annual basis, we review your insurance policies for protection adequacy and applicable discounts. We make sure the insurance companies apply all of the discounts available to your policies.  However, there are always new discounts introduced, and we don’t always have that data in our files to take advantage of them for you. Below […]

Picture your perfect holiday. Perhaps you hear family members laugh while the fireplace crackles in the background. Or you enjoy your favorite holiday meal surrounded by friends and the glow of candlelight in your carefully decorated dining room. With all the holiday buildup, you might not be thinking about fire safety. But you can help […]