Employment Practices Liability
Employment Practices Liability is insurance for lawsuits that might arise in the course of employing staff, including wrongful hiring/firing, discrimination, harassment, false imprisonment, breach of contract, emotional distress, and wage and hour law violations.
Most commonly, employment practices liability deals with laws and protections brought under Title VII of the Civil Rights Act of 1964, the ADA (Americans with Disabilities Act) of 1990, the Civil Rights Act of 1991, ADEA (Age Discrimination in Employment Act) of 1967, and Family and Medical Leave Act (FMLA). The Equal Opportunity Employment Commission (EEOC) interprets and enforces these laws.
EPLI protects organizations against employee suits for rights protected under acts above. More recently, with the expansion of privacy law(s), employee privacy concerns have come to the fore as private employee data is stored electronically. This is not always covered under an EPL policy, but the insurance industry has responded by offering cyber liability and network security policies.
Who needs Employment Practices Liability?
Any entity that operates with employees or volunteers.
Why is Employment Practices Liability Insurance coverage so important for your Business?
Below are some examples of recent discrimination lawsuits that demonstrate why businesses need this coverage.
EXAMPLES OF RECENT DISCRIMINATIONS LAWSUITS:
Thank you so much for your time. You are so great at what you do and I can’t tell you how much I appreciate it when people take pride in their work and do it well. Less money and more coverage… doesn’t get much better than that!
-- Jana Morris, Executive Director, Recovery Revolution, Bangor, Pa.
Ron Martin- not just my insurance guy but now a friend! He is sincere and truly cares about you and the success of my business. Checks in periodically just to see how we all are doing. Insurance buying was never so easy. Thanks, Ron.
-- J.& D. Morgan, Monkey's Uncle, Doylestown, Pa