Independent Insurance Agent and Risk Manager
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A Good Umbrella Protects you When It Rains Bad Luck

An umbrella insurance policy provides an extra layer of protection beyond what your regular insurance policies for homeowners, auto, business, specialty—like boat and RV—provides so that you won’t have to pay out of pocket or, even worse, owe from your future income. Anybody can be sued, but some people may be more likely to be sued than […]

Dog Bites, Claim Payouts and Your Liability Insurance

Dog Bites Accounted For More Than One-Third Of All Homeowners Liability Payouts in 2015 Cost Per Claim Soars To More Than $37,000 Per Bite. California Has Largest Number Of Claims, Arizona Has Highest Cost Per Claim May 11, 2016 FOR IMMEDIATE RELEASE Loretta Worters: (917) 620-0982; [email protected] [1] NEW YORK, May 11, 2016 — Dog bites (and other dog-related […]