Winter can be very tough on a home, especially if you have not taken the necessary steps to prepare for the harsh weather that is right around the corner. Winterization projects can be relatively straightforward and affordable, all the while preventing significant damages that can hinder the comfort, safety and integrity of your house throughout […]

Individuals who have an accurate and available record of all personal assets will often be able to help mitigate the disruption and stress associated with a loss or damage. While you could certainly do little more than write all of your items down on a piece of paper, you might want to go a bit […]

Airbnb currently boasts more than 2 million home rental listings in 34,000 cities throughout 191 countries. HomeAway is close behind with 1.2 million in 190. That’s more lodging than any hotel chain in the world. But while the enormous popularity of home sharing is undeniable, at least one aspect of the disruptive trend poses major concerns: insurance […]

Volunteerism is on the rise. How do you handle injuries that occur? By definition, a volunteer is a person who donates his/her time or efforts for a cause or organization without being paid. Workers Compensation (WC) is a form of insurance providing wage replacement and medical benefits to employeesinjured in the course of employment in exchange […]

The world is ever-changing and the insurance market is working hard to keep up.  Most of you are aware of the increased popularity of ride-sharing services like Uber and Lyft, among others. They are redefining the way we think about transportation. That being said, more people are signing up to be drivers for these services.  […]

If you’ve ever found yourself caught out in the driving rain with nothing but the clothes on your back for protection, you know what kind of a miserable experience that can be, temporary as it is. With all that wetness and cold, its effects can leave you longing for the comfort of the indoors. All […]

You may have missed it, but March 29th was “Mom & Pop Business Owners Day”. Family-owned and customer focused, Mom & Pop stores’ overriding goal is to provide high quality service to the fine folks who walk through the doors for a product or service. Mom & Pop shops don’t have quite the same presence in the […]

At long last, most businesses are beginning to understand that cyber insurance is a necessity, not a luxury. “All classes need it. It doesn’t really matter who you are, what you do—you have some exposure,” says Alex Wayne, president of A.J. Wayne & Associates, Inc. “Even if it’s only one record, you have some exposure […]