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Taking Inventory Of All Your Possessions

Uncategorized / September 22, 2016

Individuals who have an accurate and available record of all personal assets will often be able to help mitigate the disruption and stress associated with a loss or damage. While you could certainly do little more than write all of your items down on a piece of paper, you might want to go a bit […]




Home Sharing and your Homeowners Policy

Uncategorized / August 17, 2016

Airbnb currently boasts more than 2 million home rental listings in 34,000 cities throughout 191 countries. HomeAway is close behind with 1.2 million in 190. That’s more lodging than any hotel chain in the world. But while the enormous popularity of home sharing is undeniable, at least one aspect of the disruptive trend poses major concerns: insurance […]




Volunteer Exposure and Workers Compensation

Uncategorized / August 10, 2016

Volunteerism is on the rise. How do you handle injuries that occur? By definition, a volunteer is a person who donates his/her time or efforts for a cause or organization without being paid. Workers Compensation (WC) is a form of insurance providing wage replacement and medical benefits to employeesinjured in the course of employment in exchange […]




Dog Bites, Claim Payouts and Your Liability Insurance

liability insurance / June 24, 2016

Dog Bites Accounted For More Than One-Third Of All Homeowners Liability Payouts in 2015 Cost Per Claim Soars To More Than $37,000 Per Bite. California Has Largest Number Of Claims, Arizona Has Highest Cost Per Claim May 11, 2016 FOR IMMEDIATE RELEASE Loretta Worters: (917) 620-0982; media@iii.org [1] NEW YORK, May 11, 2016 — Dog bites (and other dog-related […]




Uber/Lyft – Not Covered under your Personal Auto

Uncategorized / May 9, 2016

The world is ever-changing and the insurance market is working hard to keep up.  Most of you are aware of the increased popularity of ride-sharing services like Uber and Lyft, among others. They are redefining the way we think about transportation. That being said, more people are signing up to be drivers for these services.  […]




In Storms Of Life, Don’t Get Caught Without An Umbrella

Uncategorized / April 22, 2016

If you’ve ever found yourself caught out in the driving rain with nothing but the clothes on your back for protection, you know what kind of a miserable experience that can be, temporary as it is. With all that wetness and cold, its effects can leave you longing for the comfort of the indoors. All […]




Make Time To Support Your Local Stores

Uncategorized / March 31, 2016

You may have missed it, but March 29th was “Mom & Pop Business Owners Day”. Family-owned and customer focused, Mom & Pop stores’ overriding goal is to provide high quality service to the fine folks who walk through the doors for a product or service. Mom & Pop shops don’t have quite the same presence in the […]




What’s Next for Cyber Liability Insurance?

Uncategorized / March 31, 2016

At long last, most businesses are beginning to understand that cyber insurance is a necessity, not a luxury. “All classes need it. It doesn’t really matter who you are, what you do—you have some exposure,” says Alex Wayne, president of A.J. Wayne & Associates, Inc. “Even if it’s only one record, you have some exposure […]




Snow and Ice Removal for Slip Trip and Fall Prevention

Uncategorized / January 21, 2016

Reprinted with permission Philadelphia Insurance Company Each winter cold, inclement weather conditions set the stage for slips, trips, and falls throughout the U.S. In fact, snow or freezing conditions can and do occur in all 50 states, with sleet falling in Florida as recently as 2011. The risk for outdoor slips, trips, and falls has […]




Four Myths of Nonprofits

Uncategorized / September 21, 2015

Four Myths of Nonprofits Cindy Bergvall, CPA Over the years we have found ourselves as auditors and advisers having recurring conversations with clients and Boards about these common nonprofit myths.   A frank discussion with your board can dispel some of these misconceptions. 1.  A profit is bad.  Your nonprofit needs a reserve of funds for […]




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