Independent Insurance Agent and Risk Manager
Licensed in PA NJ NY MD DE NC TN VA WV

CGL Insureds—the Who’s Who List

Uncategorized / June 21, 2012

reprinted by permission from  IA&B: Who’s considered an insured at the time of a loss under a commercial general liability (CGL) policy will make all the difference in a claim. Under SECTION II – WHO IS AN INSURED of the CGL, the first category of an insured refers to named insureds. Who is an insured […]




Despite Mild Winter, Keep An Eye on Rising Insurance Rates

Uncategorized / March 8, 2012

We have had an abnormally mild and snow-less winter. That doesn’t mean that Mother Nature has been taking it easy. In fact, her activities caused about $36 BILLION in losses in 2011. Four of the Top 10 catastrophic events worldwide took place in the United States. From Hurricanes Irene and Lee, to the tornadoes in […]




Employment Practices Liability

Uncategorized / November 11, 2011

Over the last year, there has been one category of claim in our agency that has increased in frequency more than any other category.  In almost all cases, it was not covered.   And yet, almost every employer has this exposure.  That is in the area of Employment Practices Liability. What are “Employment Practices”?  Employment Practices […]




Cyber Liability – Closing Today’s Largest Coverage Gap

Uncategorized / September 26, 2011

with thanks to Selective Insurance and Westfield insurance… According to statistics compiled by the Wall Street Journal from the U.S. Secret Service, 61% of internet hacking schemes in 2010 were performed on small businesses. Today, cyber attacks aren’t just targeted to large corporations – any organization that transacts business electronically is at risk. We have […]




Hurricane Preparedness

Uncategorized / August 26, 2011

This weekend poses a major threat to the Delaware and Lehigh Valleys.  Please take a moment to prepare yourself so that damage is minimized to your home, auto, and business. First, please take all weather warnings seriously.  We have seen many unfortunate situations caused by people who believe they know better.  Stay inside and keep […]




The Non-Profit Trust– Cost Saving Alternative to State Unemployment Insurance

Uncategorized / July 25, 2011

In 1972 the Federal Unemployment Tax Act was amended, giving 501(c)3 non-profit organizations the ability to opt out of State Unemployment Tax programs and instead reimburse State Unemployment programs for their actual paid unemployment benefits. The Nonprofit Trust is a member owned Unemployment Insurance Administrator serving 501(c)3 non-profits. Joining The Nonprofit Trust and electing to […]




Employee/Volunteer Use of Personal Vehicles

Uncategorized / July 6, 2011

Many Non-Profit organizations will utilize the vehicles of its employees and volunteers in the course of doing business.  These organizations need to know the exposure they create when doing so, how the organization can be covered and how that affects premiums. An employer can be held liable for the actions of its employees and volunteers […]




RMG Insurance Discovery Fund

Uncategorized / May 31, 2011

RMG Discovery Fund to Support Childcare Providers ALLENTOWN, Pa., May 24, 2011 – Childcare organizations in the greater Lehigh Valley region have a new opportunity to bring their boys and girls to the Da Vinci Science Center for one free visit through its new RMG Insurance Discovery Fund. Created by RMG Insurance, Bethlehem, Pa., the fund […]




RMG Insurance Think Community!

Uncategorized / May 31, 2011

RMG Insurance is pleased to announce that it has partnered with ArtsQuest and is excited to present an opportunity to promote and provide visibility for area nonprofits at Musikfest and the new ArtsQuest Center at SteelStacks! RMG Insurance is a client-centric insurance agency with expertise in the Social Services arena.  RMG agents have a long history of helping nonprofits throughout the Lehigh […]




How to Connect With Women Donors

Uncategorized / April 28, 2011

As RMG Insurance prepares for our 5th Annual Ladies Golf & Gourmet to be held on Thursday September 17th at The Club at Morgan Hill,  we offer the information below that we have used to make our outing a success with our women participants. Since we started, we have raised over $30,000. for local charities […]




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