Recently, I had a business owner inquire on supplemental Abuse and Molestation insurance for a massage / spa company. They currently had General Liability insurance however they were looking to supplement. Abuse and Molestation insurance covers the business for Liability Claims based on allegations of inappropriate contact by an owner or employee.   Generally, it is needed by any class of business that has […]

Non-Profit Organizations need to adjust their thinking in the new electronic culture and the new economy.  Nothing should be considered sacred when reviewing organizational operations.  The non-profits that survive will have looked at the positioning of their organization (image) and would have taken advantage of all of their resources (including people, both paid and volunteer) […]