Independent Insurance Agent and Risk Manager
Licensed in PA NJ NY MD DE NC TN VA WV

Ack! We have been hacked!


Despite heightened awareness of cyberthreats and increased spending on technology-based solutions, businesses throughout the country continue to fall victim to a range of cyberattacks and data breaches. Many organizations, including insurance agencies, turn to cyberinsurance as a solution to cover both first-party loss and third-party liability. These insurance policies often have the added benefit of […]




Employment Practices Liability Basics


Discrimination Claims Average range of defense costs: $200,000 – $300,000 Timeline for resolution of employment litigation: 18-24 months Add those numbers to the whopping 91,503 charges of workplace discrimination received by the U.S. Equal Employment Opportunity Commission (EEOC) in 2016 and ask yourself if you feel safe as an employer. We can’t prevent a lawsuit, but we can […]




Return of the Agent: Why DIY Does Not Work for Insurance


The concept of “do it yourself” – or DIY – has caught on in many areas of the consumer economy during the past decade. Insurance is no different. People are taking it upon themselves, in notable numbers, to find and buy their policies. As reported by the Insurance Journal, Independent Agents wrote almost 35% of personal […]




Reducing the Risk of Child Sexual Abuse


According to multiple studies, one out of four girls and one out of six boys will be sexually abused before they reach the age of eighteen.1 Protecting the children your organization supports from a sexual perpetrator is paramount in importance. Given the trust-based nature of this crime, it can be very difficult to detect dangerous behavior(s) until it is too […]




Distracted Driving Causing Insurance Rates To Skyrocket


by: Andy Sheehan – CBS Pittsburgh http://pittsburgh.cbslocal.com/2017/05/11/distracted-driving-causing-insurance-rates-to-skyrocket/ PITTSBURGH (KDKA) — Robert Baranchack walks with a cane these days. “It irritates me that I can’t do the things that I used to do.” He’s lost feeling in his right leg from his waist to his feet after a car plowed into the back of a parked pickup […]




Spring Home Maintenance Tips


  Although it certainly doesn’t look like it right now in certain portions of the country, the spring season is upon us. With the snow and ice this winter brought, the harsh weather likely took its toll on the exterior of your home. To best refresh your home’s exterior, and interior, after the winter weather, […]




Avoid Basement Flooding During Spring Thaw


As weather patterns shift toward spring, homeowners must be wary of one of the greatest risks involved in the season: flooding from the thaw of winter snow and ice. Warmer temperatures combined with heavier rainfall and thawing snow will threaten basements in many parts of the nation throughout the next several months. Homeowners need to […]




Life Insurance and Income Replacement


One of the most overlooked parts when analyzing the need for life insurance is income protection. Most often when reviewing your needs for life insurance, families focus on having enough to pay off their debts and making sure their kids can go to college. Whether you’re the sole provider for your family or you and […]




Preparing Your Home For Winter


Winter can be very tough on a home, especially if you have not taken the necessary steps to prepare for the harsh weather that is right around the corner. Winterization projects can be relatively straightforward and affordable, all the while preventing significant damages that can hinder the comfort, safety and integrity of your house throughout […]




Taking Inventory Of All Your Possessions


Individuals who have an accurate and available record of all personal assets will often be able to help mitigate the disruption and stress associated with a loss or damage. While you could certainly do little more than write all of your items down on a piece of paper, you might want to go a bit […]




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