Independent Insurance Agent and Risk Manager
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A Good Umbrella Protects you When It Rains Bad Luck

liability insurance / February 18, 2020

An umbrella insurance policy provides an extra layer of protection beyond what your regular insurance policies for homeowners, auto, business, specialty—like boat and RV—provides so that you won’t have to pay out of pocket or, even worse, owe from your future income. Anybody can be sued, but some people may be more likely to be sued than […]




Employment Practices Liability 101

employment practices liability insurance

Uncategorized / January 11, 2018

Employment practices liability insurance (EPLI) coverage is on the rise – “with the biggest growth coming from small and midsize companies,” according to a recent Washington Post article. The barrage of high-profile sexual misconduct accusations in the news is no doubt fueling the take-up rate, which is already at 41 percent for large firms. In particular, […]




Reducing the Risk of Child Sexual Abuse

Uncategorized / July 6, 2017

According to multiple studies, one out of four girls and one out of six boys will be sexually abused before they reach the age of eighteen.1 Protecting the children your organization supports from a sexual perpetrator is paramount in importance. Given the trust-based nature of this crime, it can be very difficult to detect dangerous behavior(s) until it is too […]




Distracted Driving Causing Insurance Rates To Skyrocket

Uncategorized / May 19, 2017

by: Andy Sheehan – CBS Pittsburgh http://pittsburgh.cbslocal.com/2017/05/11/distracted-driving-causing-insurance-rates-to-skyrocket/ PITTSBURGH (KDKA) — Robert Baranchack walks with a cane these days. “It irritates me that I can’t do the things that I used to do.” He’s lost feeling in his right leg from his waist to his feet after a car plowed into the back of a parked pickup […]




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