Directors & Officers (D&O) Insurance

Directors and officers can be held personally liable for the decisions they make on behalf of the organizations they serve.

Claims against directors and officers can arise from many fronts: government agencies, funding sources, employees, financial institutions, customers and competitors. The cost to defend those claims, let alone settle them, can be staggering.

Directors and Officers liability insurance was designed to cover the personal financial exposure that individual directors and officers face. The corporation, its employees and volunteers are generally covered. Employment practices liability is also generally offered with directors and officers coverage.

D&O insurance is triggered by claims arising from wrongful acts. Wrongful acts are, simply, errors in decision-making. D&O policies often exclude Bodily Injury, Property Damage and Personal Injury claims as there are other policies that provide this coverage.

Who should have D&O insurance?
Every organization - for profit or non-profit!

Client Testimonials

Thank you so much for your time. You are so great at what you do and I can’t tell you how much I appreciate it when people take pride in their work and do it well. Less money and more coverage… doesn’t get much better than that!
-- Jana Morris, Executive Director, Recovery Revolution, Bangor, Pa.

Ron Martin- not just my insurance guy but now a friend! He is sincere and truly cares about you and the success of my business. Checks in periodically just to see how we all are doing. Insurance buying was never so easy. Thanks, Ron.
-- J.& D. Morgan, Monkey's Uncle, Doylestown, Pa