Independent Insurance Agent and Risk Manager
Licensed in PA NJ NY MD DE NC TN VA WV

Experience Modification Factor Myths and Facts

Uncategorized / September 21, 2017

MYTH #1 Insureds in a high risk class of business will always have a high mod. FACT #1 Most top markets offer loss control services, which help reduce the frequency and severity of claims for any class of business. MYTH #2 All carriers would handle the same claim the same way. FACT #2 Some carriers […]

Do you really understand group long-term disability?

disability insurance / June 21, 2017

Most Americans do not have disability insurance in their employee benefit package, but those who do may have a false sense of security. When approached about disability insurance, many are quick to say: “I have disability insurance coverage at work.” Have you ever really done an examination of just what your benefit might look like? Question […]