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Employment Practices Liability
Employment Practices Liability is insurance for lawsuits that might arise in the course of employing staff, including wrongful hiring/firing, discrimination, harassment, false imprisonment, breach of contract, emotional distress, and wage and hour law violations.
Most commonly, employment practices liability deals with laws and protections brought under Title VII of the Civil Rights Act of 1964, the ADA (Americans with Disabilities Act) of 1990, the Civil Rights Act of 1991, ADEA (Age Discrimination in Employment Act) of 1967, and Family and Medical Leave Act (FMLA).[1][2] The Equal Opportunity Employment Commission (EEOC) interprets and enforces these laws.
EPLI protects organizations against employee suits for rights protected under acts above.[3] More recently, with the expansion of privacy law(s), employee privacy concerns have come to the fore as private employee data is stored electronically. This is not always covered under an EPL policy, but the insurance industry has responded by offering cyber liability and network security policies.
Who needs Employment Practices Liability?
Employers.
Why is Employment Practices Liability Insurance coverage so important for your Business?
Here are two examples of recent discrimination lawsuits:
Car Dealership settles lawsuit by employee claiming she was fired for being pregnant
Company fined for illegal discrimination against foreign-born employee.
Have questions? Please call us at 610-867-6869 or click here to submit the online form and we will be glad to assist you.
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"I have been involved in one way or another with Insurance Companies for 60 years... BUT…NEVER have I had any Insurance Company call me following any kind of a storm and ask if I needed anything. THAT’S DIFFERENT!!!..."
--Dick McAteer, Easton, Pa.
"Ron Martin- not just my insurance guy but now a friend! He is sincere and truly cares about you and the success of my business. Checks in periodically just to see how we all are doing. Insurance buying was never so easy. Thanks, Ron.”--J.& D. Morgan, Monkey's Uncle, Doylestown, Pa.