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Podcast on Insurance Protection Basics with Bill Reiner from Reiner Financial

Ron Martin - Friday, October 19, 2018
https://www.blubrry.com/reinerfinancial/38193786/episode-3-property-insurance-basics/  read more

Cyber Insurance Protection Against the Latest Threat

Ron Martin - Tuesday, October 09, 2018

Reprinted with permission by Philadelphia Insurance Company.  read more


Employment Practices Liability 101

Ron Martin - Thursday, January 11, 2018

Employment practices liability insurance (EPLI) coverage is on the rise – “with the biggest growth coming from small and midsize companies,” according to a recent Washington Post article. The barrage of high-profile sexual misconduct accusations in the news is no doubt fueling the take-up rate, which is already at 41 percent for large firms.  read more


Basic Insurance Coverage for Students Attending College

Ron Martin - Monday, August 28, 2017

Graduating high school and leaving home for the first time can be an exciting, and, in some ways, overwhelming, experience. In the excitement and anticipation, parents and students tend to overlook the fact that college students may encounter many insurance issues which have not been considered. So, before there’s an auto accident, a fire in, or theft from a dorm room or off-campus apartment, or an unexpected trip to the emergency room, it’s important to think about, and review, your, and your child’s, changing insurance needs in order to make sure you have all of the necessary coverages. Some key questions and factors to consider when children go away to college are:  read more


Employment Practices Liability Basics

Ron Martin - Tuesday, August 08, 2017

Discrimination Claims
Average range of defense costs: $200,000 - $300,000
Timeline for resolution of employment litigation: 18-24 months
  read more


Return of the Agent: Why DIY Does Not Work for Insurance

Ron Martin - Monday, August 07, 2017
personal lines insurance  read more

Reducing the Risk of Child Sexual Abuse

Ron Martin - Thursday, July 06, 2017

According to multiple studies, one out of four girls and one out of six boys will be sexually abused before they reach the age of eighteen.1 Protecting the children your organization supports from a sexual perpetrator is paramount in importance. Given the trust-based nature of this crime, it can be very difficult to detect dangerous behavior(s) until it is too late. Almost 90% of child sexual abuse cases involve a perpetrator that the child knows and trusts, such as a care provider, family friend, coach, student leader, or ministry volunteer.2 Taking additional, cost-effective prevention measures that increase your organization's barriers to this crime remains in the best interests of the children you support.  read more


Distracted Driving Causing Insurance Rates To Skyrocket

Ron Martin - Friday, May 19, 2017

by: Andy Sheehan - CBS Pittsburgh  read more


Toy Safety

Ron Martin - Monday, December 12, 2016
  • Choking hazards: Safe Kids Worldwide, a nonprofit devoted to child protection, states that age is one of the most important factors when purchasing a toy for a child. Choking hazards are among the most common in toys, so do not purchase products that have a lot of small parts for a child under the age of 10. 
  • Hazardous chemicals: Fisher-Price, one of the biggest manufacturers of toys and games in the world, suggests looking into the materials that are contained within the toys before making the purchase. Hazardous chemicals, such as mercury, arsenic and formaldehyde, can be present, and should be avoided no matter the age of the child.
  • Plastic wrapping: Fisher-Price also urges adults to get rid of any and all plastic wrapping as soon as the toy is out of the box, as these materials can be especially hazardous. Keep a garbage bag handy to dispose of all wrapping paper, plastic containers and other materials immediately after the gifts are unwrapped.
  • Electronic toys: The Consumer Product Safety Commission argues that electronic toys should only be played with when an adult is present. This is especially important if the toy needs to be plugged into an outlet, but also notable for battery-powered items. If the child is 10 or under, monitor them when they play with electronic toys.
  • Toy recalls: Sometimes, the toy you purchase will seem fine when you’re at the store, but then the company issues a recall. For this reason, Selective has put together a Safety Toolbox for you to remain up to date on any recall.
  •   read more

Home Sharing and your Homeowners Policy

Ron Martin - Wednesday, August 17, 2016

Airbnb currently boasts more than 2 million home rental listings in 34,000 cities throughout 191 countries. HomeAway is close behind with 1.2 million in 190.  read more



 

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