Independent Insurance Agent and Risk Manager.
Call: (610) 867-6869
731 W. Broad Street, Bethlehem, PA 18018

IN THE COMMUNITY

RMG Insurance Golf and Gourmet
Event Details

RMG ladies golf outing 2015 
View 2015 event photos
----------------------------------------------
 Visit our  'Think Community!'
Events Archive
 (click here)
   


 
Independent Insurant Agent

RMG Insurance Blog

Basic Insurance Coverage for Students Attending College

Ron Martin - Monday, August 28, 2017

Graduating high school and leaving home for the first time can be an exciting, and, in some ways, overwhelming, experience. In the excitement and anticipation, parents and students tend to overlook the fact that college students may encounter many insurance issues which have not been considered. So, before there’s an auto accident, a fire in, or theft from a dorm room or off-campus apartment, or an unexpected trip to the emergency room, it’s important to think about, and review, your, and your child’s, changing insurance needs in order to make sure you have all of the necessary coverages. Some key questions and factors to consider when children go away to college are:  read more


Employment Practices Liability Basics

Ron Martin - Tuesday, August 08, 2017

Discrimination Claims
Average range of defense costs: $200,000 - $300,000
Timeline for resolution of employment litigation: 18-24 months
  read more


Return of the Agent: Why DIY Does Not Work for Insurance

Ron Martin - Monday, August 07, 2017
personal lines insurance  read more

Reducing the Risk of Child Sexual Abuse

Ron Martin - Thursday, July 06, 2017

According to multiple studies, one out of four girls and one out of six boys will be sexually abused before they reach the age of eighteen.1 Protecting the children your organization supports from a sexual perpetrator is paramount in importance. Given the trust-based nature of this crime, it can be very difficult to detect dangerous behavior(s) until it is too late. Almost 90% of child sexual abuse cases involve a perpetrator that the child knows and trusts, such as a care provider, family friend, coach, student leader, or ministry volunteer.2 Taking additional, cost-effective prevention measures that increase your organization's barriers to this crime remains in the best interests of the children you support.  read more


Distracted Driving Causing Insurance Rates To Skyrocket

Ron Martin - Friday, May 19, 2017

by: Andy Sheehan - CBS Pittsburgh  read more


Toy Safety

Ron Martin - Monday, December 12, 2016
  • Choking hazards: Safe Kids Worldwide, a nonprofit devoted to child protection, states that age is one of the most important factors when purchasing a toy for a child. Choking hazards are among the most common in toys, so do not purchase products that have a lot of small parts for a child under the age of 10. 
  • Hazardous chemicals: Fisher-Price, one of the biggest manufacturers of toys and games in the world, suggests looking into the materials that are contained within the toys before making the purchase. Hazardous chemicals, such as mercury, arsenic and formaldehyde, can be present, and should be avoided no matter the age of the child.
  • Plastic wrapping: Fisher-Price also urges adults to get rid of any and all plastic wrapping as soon as the toy is out of the box, as these materials can be especially hazardous. Keep a garbage bag handy to dispose of all wrapping paper, plastic containers and other materials immediately after the gifts are unwrapped.
  • Electronic toys: The Consumer Product Safety Commission argues that electronic toys should only be played with when an adult is present. This is especially important if the toy needs to be plugged into an outlet, but also notable for battery-powered items. If the child is 10 or under, monitor them when they play with electronic toys.
  • Toy recalls: Sometimes, the toy you purchase will seem fine when you’re at the store, but then the company issues a recall. For this reason, Selective has put together a Safety Toolbox for you to remain up to date on any recall.
  •   read more

Home Sharing and your Homeowners Policy

Ron Martin - Wednesday, August 17, 2016

Airbnb currently boasts more than 2 million home rental listings in 34,000 cities throughout 191 countries. HomeAway is close behind with 1.2 million in 190.  read more


Dog Bites, Claim Payouts and Your LiabilityInsurance

Ron Martin - Friday, June 24, 2016

d For More Than One-Third Of All Homeowners Liability Payouts Last Year As Cost Per Claim Soars To More Than $37,000 Per Bite   read more


Uber/Lyft - Not Covered under your Personal Auto

Ron Martin - Monday, May 09, 2016

The world is ever-changing and the insurance market is working hard to keep up.  Most of you are aware of the increased popularity of ride-sharing services like Uber and Lyft, among others. They are redefining the way we think about transportation.  read more


In Storms Of Life, Don't Get Caught Without An Umbrella

Ron Martin - Friday, April 22, 2016

If you've ever found yourself caught out in the driving rain with nothing but the clothes on your back for protection, you know what kind of a miserable experience that can be, temporary as it is. With all that wetness and cold, its effects can leave you longing for the comfort of the indoors.  read more



 

Recent Posts


Tags


Archive

Licensed to provide insurance in:    PA     NJ     NY    MD    DE     NC    TN     VA     WV