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RMG Insurance Blog

EXPERIENCE MODIFICATION FACTOR MYTHS AND FACTS

Ron Martin - Thursday, September 21, 2017

MYTH #1   read more


Basic Insurance Coverage for Students Attending College

Ron Martin - Monday, August 28, 2017

Graduating high school and leaving home for the first time can be an exciting, and, in some ways, overwhelming, experience. In the excitement and anticipation, parents and students tend to overlook the fact that college students may encounter many insurance issues which have not been considered. So, before there’s an auto accident, a fire in, or theft from a dorm room or off-campus apartment, or an unexpected trip to the emergency room, it’s important to think about, and review, your, and your child’s, changing insurance needs in order to make sure you have all of the necessary coverages. Some key questions and factors to consider when children go away to college are:  read more


Employment Practices Liability Basics

Ron Martin - Tuesday, August 08, 2017

Discrimination Claims
Average range of defense costs: $200,000 - $300,000
Timeline for resolution of employment litigation: 18-24 months
  read more


Do you really understand group long-term disability?

Ron Martin - Wednesday, June 21, 2017

Most Americans do not have disability insurance in their employee benefit package, but those who do may have a false sense of security. When approached about disability insurance, many are quick to say: "I have disability insurance coverage at work." Have ever really done an examination of just what your benefit might look like?  read more


Distracted Driving Causing Insurance Rates To Skyrocket

Ron Martin - Friday, May 19, 2017

by: Andy Sheehan - CBS Pittsburgh  read more


Spring Home Maintenance Tips

Ron Martin - Thursday, March 23, 2017

Home Sharing and your Homeowners Policy

Ron Martin - Wednesday, August 17, 2016

Airbnb currently boasts more than 2 million home rental listings in 34,000 cities throughout 191 countries. HomeAway is close behind with 1.2 million in 190.  read more


Dog Bites, Claim Payouts and Your LiabilityInsurance

Ron Martin - Friday, June 24, 2016

d For More Than One-Third Of All Homeowners Liability Payouts Last Year As Cost Per Claim Soars To More Than $37,000 Per Bite   read more


Uber/Lyft - Not Covered under your Personal Auto

Ron Martin - Monday, May 09, 2016

The world is ever-changing and the insurance market is working hard to keep up.  Most of you are aware of the increased popularity of ride-sharing services like Uber and Lyft, among others. They are redefining the way we think about transportation.  read more


What’s Next for Cyber Liability Insurance?

Ron Martin - Thursday, March 31, 2016

At long last, most businesses are beginning to understand that cyber insurance is a necessity, not a luxury. “All classes need it. It doesn’t really matter who you are, what you do—you have some exposure,” says Alex Wayne, president of A.J. Wayne & Associates, Inc. “Even if it’s only one record, you have some exposure because if that one record gets breached, you could potentially get sued as a result. There isn’t any discrimination from one class to another.”   read more



 

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