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RMG Insurance Blog

EXPERIENCE MODIFICATION FACTOR MYTHS AND FACTS

Ron Martin - Thursday, September 21, 2017

MYTH #1   read more


Basic Insurance Coverage for Students Attending College

Ron Martin - Monday, August 28, 2017

Graduating high school and leaving home for the first time can be an exciting, and, in some ways, overwhelming, experience. In the excitement and anticipation, parents and students tend to overlook the fact that college students may encounter many insurance issues which have not been considered. So, before there’s an auto accident, a fire in, or theft from a dorm room or off-campus apartment, or an unexpected trip to the emergency room, it’s important to think about, and review, your, and your child’s, changing insurance needs in order to make sure you have all of the necessary coverages. Some key questions and factors to consider when children go away to college are:  read more


Employment Practices Liability Basics

Ron Martin - Tuesday, August 08, 2017

Discrimination Claims
Average range of defense costs: $200,000 - $300,000
Timeline for resolution of employment litigation: 18-24 months
  read more


Return of the Agent: Why DIY Does Not Work for Insurance

Ron Martin - Monday, August 07, 2017
personal lines insurance  read more

Reducing the Risk of Child Sexual Abuse

Ron Martin - Thursday, July 06, 2017

According to multiple studies, one out of four girls and one out of six boys will be sexually abused before they reach the age of eighteen.1 Protecting the children your organization supports from a sexual perpetrator is paramount in importance. Given the trust-based nature of this crime, it can be very difficult to detect dangerous behavior(s) until it is too late. Almost 90% of child sexual abuse cases involve a perpetrator that the child knows and trusts, such as a care provider, family friend, coach, student leader, or ministry volunteer.2 Taking additional, cost-effective prevention measures that increase your organization's barriers to this crime remains in the best interests of the children you support.  read more


Do you really understand group long-term disability?

Ron Martin - Wednesday, June 21, 2017

Most Americans do not have disability insurance in their employee benefit package, but those who do may have a false sense of security. When approached about disability insurance, many are quick to say: "I have disability insurance coverage at work." Have ever really done an examination of just what your benefit might look like?  read more


Distracted Driving Causing Insurance Rates To Skyrocket

Ron Martin - Friday, May 19, 2017

by: Andy Sheehan - CBS Pittsburgh  read more


Spring Home Maintenance Tips

Ron Martin - Thursday, March 23, 2017

Avoid Basement Flooding During Spring Thaw

Ron Martin - Tuesday, March 14, 2017

  read more

Life Insurance and Income Replacement

Ron Martin - Wednesday, January 18, 2017

One of the most overlooked parts when analyzing the need for life insurance is income protection. Most often when reviewing your needs for life insurance, families focus on having enough to pay off their debts and making sure their kids can go to college.    read more



 

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