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RMG Insurance Blog

Employment Practices Liability Basics

Ron Martin - Tuesday, August 08, 2017

Discrimination Claims
Average range of defense costs: $200,000 - $300,000
Timeline for resolution of employment litigation: 18-24 months
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Reducing the Risk of Child Sexual Abuse

Ron Martin - Thursday, July 06, 2017

According to multiple studies, one out of four girls and one out of six boys will be sexually abused before they reach the age of eighteen.1 Protecting the children your organization supports from a sexual perpetrator is paramount in importance. Given the trust-based nature of this crime, it can be very difficult to detect dangerous behavior(s) until it is too late. Almost 90% of child sexual abuse cases involve a perpetrator that the child knows and trusts, such as a care provider, family friend, coach, student leader, or ministry volunteer.2 Taking additional, cost-effective prevention measures that increase your organization's barriers to this crime remains in the best interests of the children you support.  read more


Governor Wolf Announces Fee Waivers for Volunteers Seeking Background Checks

Ron Martin - Tuesday, June 23, 2015

Governor Tom Wolf announced today that fees for child abuse clearances and criminal background checks required by the Child Protective Services Law will be waived for volunteers working with children. Additionally, the Department of Human Services (DHS) and the Pennsylvania State Police (PSP) will be reducing the cost of both the child abuse and criminal history record checks from $10 to $8 for all other applicants. These changes will take effect July 25, 2015.  read more


New Laws for PA Organizations Serving Children

Ron Martin - Tuesday, June 23, 2015

We want to make you aware of several new laws that relate to child protection. Some of the laws impact everyone; others are limited to certain industries or licensures. Some of the issues related to compliance are still being worked out by the respective Pennsylvania authorities.

Examples of What's New:
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Should your organization be conducting background checks?

Ron Martin - Thursday, July 03, 2014

reprinted with permission  read more


Abuse & Molestation

Ron Martin - Tuesday, January 18, 2011

Recently, I had a business owner inquire on supplemental Abuse and Molestation insurance for a massage / spa company. They currently had General Liability insurance however they were looking to supplement.

 

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