Independent Insurance Agent and Risk Manager.
Call: (610) 867-6869
731 W. Broad Street, Bethlehem, PA 18018

IN THE COMMUNITY

RMG Insurance Golf and Gourmet
Event Details

RMG ladies golf outing 2015 
View 2015 event photos
----------------------------------------------
 Visit our  'Think Community!'
Events Archive
 (click here)
   


 
Independent Insurant Agent

RMG Insurance Blog

Avoid Basement Flooding During Spring Thaw

Ron Martin - Tuesday, March 14, 2017

  read more

Taking Inventory Of All Your Possessions

Ron Martin - Thursday, September 22, 2016

Individuals who have an accurate and available record of all personal assets will often be able to help mitigate the disruption and stress associated with a loss or damage. While you could certainly do little more than write all of your items down on a piece of paper, you might want to go a bit further than that to have a more useful point of reference for your possessions and to help keep the information safe.   read more


Despite Mild Winter, Keep An Eye on Rising Insurance Rates

Ron Martin - Thursday, March 08, 2012

We have had an abnormally mild and snow-less winter. That doesn't mean that Mother Nature has been taking it easy. In fact, her activities caused about $36 BILLION in losses in 2011. Four of the Top 10 catastrophic events worldwide took place in the United States. From Hurricanes Irene and Lee, to the tornadoes in the South (and more recently in the South and Midwest), to winter storms, to tsunamis (in Hawaii and California), to flooding, even an East Cost Earthquake, insurance companies have paid out in record amounts. All but seven states had one major disaster and more than half had two or more. Pennsylvania had 3 and New Jersey had 5.

What's this mean for you? Insurance companies rates are based on their pay outs in the past. They adjust their rates to mitigate future payouts. Bottom Line - most insurance companies are increasing their rates. The amount of the increase depends on a number of factors, but base rate increases are ranging from 5-40%. Now is the time for you to review your coverage and maximize the numerous discounts that companies now offer.

It is also the time to make sure you have essential coverages, such as Flood Insurance (which is not covered under your Homeowners policy) or Sinkhole coverage, which must be specifically added to your policy. This is where your local agent can be most beneficial. Take advantage of his expertise. You've worked too hard to have Mother Nature's nasty moods ruin it for you.

  read more

Hurricane Preparedness

Ron Martin - Friday, August 26, 2011

This weekend poses a major threat to the Delaware and Lehigh Valleys.  Please take a moment to prepare yourself so that damage is minimized to your home, auto, and business.  read more


Safety and Loss Prevention Tips for Flooding

Ron Martin - Thursday, March 10, 2011

With more heavy rain headed this way, here are some tips for dealing with flooding..

Flood Safety Item 1: Keep a battery-operated radio in your home so you can listen to any flood alert broadcasts. Be sure to keep plenty of batteries on-hand.

Flood Safety Item 2: Have a battery-backup sump pump installed and check it regularly for proper operation.

Flood Safety Item 3: Keep bottled water in your home. Public water sources and wells often become contaminated during a flood and clean drinking water can become scarce.

Flood Safety Item 4: Keep a supply of canned food in your home. During a flood, you and your family may not be able to leave your house for several days. Plan ahead by having plenty of non-perishable food on-hand.

Flood Safety Item 5: Keep several flashlights with extra batteries in your home in case your power goes out.

 

 If you have property in your basement, consider raising off the floor or, if possible, take it to a higher floor.  Remember, your Homeowners Policy DOES NOT cover Flood.  You can puuchase coverage for overflow of a Sump Pump.  Call us to review this important coverage!

  read more


 

Recent Posts


Tags


Archive

Licensed to provide insurance in:    PA     NJ     NY    MD    DE     NC    TN     VA     WV