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RMG Insurance Blog

Winter Readiness

Ron Martin - Thursday, January 11, 2018

The best time to prepare for cold weather, snowfall, ice accumulation and storms is before winter sets in. Here are some tips to consider for protecting you home and family:

Freezing temperatures

-Have all furnaces serviced and chimneys inspected and cleaned.

 

-Check your home’s perimeter and seal any air leaks with caulk and weather-stripping. Add additional insulation in the attic—most homes need at least 12-15 inches. Make sure insulation does not come in contact with recessed lighting that is not approved for insulation contact. 

 

-Insulate pipes that go through exterior walls or colder areas such as garage ceilings or unheated attics. 

-Turn water off to exterior hose bibs, and detach garden hoses and empty the hose bibs.

-Locate the water main shutoff valve and keep the access path clear in case a frozen pipe leak or other water issue needs to be stopped. 

 

 

-If you will be away from home, make sure heating is set no lower than 60 degrees so that even cold spots do not become too cold. Open sink cabinet doors to allow heat in, and let faucets drip slightly to prevent frozen pipes.

Snowfall

 -In high snowfall areas, make sure no exhaust vents become buried by snow.

-Install adequate attic insulation. This helps keep your roof cold, which prevents ice damming as a result of snow continuously melting on the roof. When replacing a roof, consider an ice shield membrane underlayment.

 

-Identify a local roofer that clears snow from roofs and removes ice dams to prevent roof collapse or interior water damage. Not all roofers clear roof snow or ice dams.

 

 

Winter storms

-Service back-up generators and have adequate fuel supplies on hand. Do not store fuel inside. Even if the generator is portable, it should never run indoors.

 -Have emergency supplies on hand, such as flashlights, batteries and inverters to use in the car to charge devices.

If a prolonged power outage means having to relocate, consider shutting off the water to the  house and draining the water lines, and follow the steps listed above for being away from your home.

 Other resources:

https://www.phly.com/rms/blog/PipeFreezePrevention.aspx

http://social.selective.com/winter-preparation-home.html?utm_source=NYCU&utm_medium=Email&utm_campaign=NYCU-11-22&utm_content=winter-prep-home

Printed with permission: AIG Insurance, Philadelphia Insurance, Selective Insurance

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 


 
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