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Toy Safety

Ron Martin - Monday, December 12, 2016
  • Choking hazards: Safe Kids Worldwide, a nonprofit devoted to child protection, states that age is one of the most important factors when purchasing a toy for a child. Choking hazards are among the most common in toys, so do not purchase products that have a lot of small parts for a child under the age of 10. 
  • Hazardous chemicals: Fisher-Price, one of the biggest manufacturers of toys and games in the world, suggests looking into the materials that are contained within the toys before making the purchase. Hazardous chemicals, such as mercury, arsenic and formaldehyde, can be present, and should be avoided no matter the age of the child.
  • Plastic wrapping: Fisher-Price also urges adults to get rid of any and all plastic wrapping as soon as the toy is out of the box, as these materials can be especially hazardous. Keep a garbage bag handy to dispose of all wrapping paper, plastic containers and other materials immediately after the gifts are unwrapped.
  • Electronic toys: The Consumer Product Safety Commission argues that electronic toys should only be played with when an adult is present. This is especially important if the toy needs to be plugged into an outlet, but also notable for battery-powered items. If the child is 10 or under, monitor them when they play with electronic toys.
  • Toy recalls: Sometimes, the toy you purchase will seem fine when you’re at the store, but then the company issues a recall. For this reason, Selective has put together a Safety Toolbox for you to remain up to date on any recall.
  •   read more

Taking Inventory Of All Your Possessions

Ron Martin - Thursday, September 22, 2016

Individuals who have an accurate and available record of all personal assets will often be able to help mitigate the disruption and stress associated with a loss or damage. While you could certainly do little more than write all of your items down on a piece of paper, you might want to go a bit further than that to have a more useful point of reference for your possessions and to help keep the information safe.   read more


Home Sharing and your Homeowners Policy

Ron Martin - Wednesday, August 17, 2016

Airbnb currently boasts more than 2 million home rental listings in 34,000 cities throughout 191 countries. HomeAway is close behind with 1.2 million in 190.  read more


Volunteer Exposure and Workers Compensation

Ron Martin - Wednesday, August 10, 2016

Volunteerism is on the rise. How do you handle injuries that occur?  read more


Dog Bites, Claim Payouts and Your LiabilityInsurance

Ron Martin - Friday, June 24, 2016

d For More Than One-Third Of All Homeowners Liability Payouts Last Year As Cost Per Claim Soars To More Than $37,000 Per Bite   read more


Uber/Lyft - Not Covered under your Personal Auto

Ron Martin - Monday, May 09, 2016

The world is ever-changing and the insurance market is working hard to keep up.  Most of you are aware of the increased popularity of ride-sharing services like Uber and Lyft, among others. They are redefining the way we think about transportation.  read more


In Storms Of Life, Don't Get Caught Without An Umbrella

Ron Martin - Friday, April 22, 2016

If you've ever found yourself caught out in the driving rain with nothing but the clothes on your back for protection, you know what kind of a miserable experience that can be, temporary as it is. With all that wetness and cold, its effects can leave you longing for the comfort of the indoors.  read more


What’s Next for Cyber Liability Insurance?

Ron Martin - Thursday, March 31, 2016

At long last, most businesses are beginning to understand that cyber insurance is a necessity, not a luxury. “All classes need it. It doesn’t really matter who you are, what you do—you have some exposure,” says Alex Wayne, president of A.J. Wayne & Associates, Inc. “Even if it’s only one record, you have some exposure because if that one record gets breached, you could potentially get sued as a result. There isn’t any discrimination from one class to another.”   read more


Make Time To Support Your Local Stores

Ron Martin - Thursday, March 31, 2016

You may have missed it, but March 29th was "Mom & Pop Business Owners Day". Family-owned and customer focused, Mom & Pop stores' overriding goal is to provide high quality service to the fine folks who walk through the doors for a product or service.  read more


Snow and Ice Removal for Slip Trip and Fall Prevention

Ron Martin - Thursday, January 21, 2016

Reprinted with permission Philadelphia Insurance Company  read more



 

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