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Dog Bites, Claim Payouts and Your LiabilityInsurance

Ron Martin - Friday, June 24, 2016

d For More Than One-Third Of All Homeowners Liability Payouts Last Year As Cost Per Claim Soars To More Than $37,000 Per Bite   read more

Uber/Lyft - Not Covered under your Personal Auto

Ron Martin - Monday, May 09, 2016

The world is ever-changing and the insurance market is working hard to keep up.  Most of you are aware of the increased popularity of ride-sharing services like Uber and Lyft, among others. They are redefining the way we think about transportation.  read more

In Storms Of Life, Don't Get Caught Without An Umbrella

Ron Martin - Friday, April 22, 2016

If you've ever found yourself caught out in the driving rain with nothing but the clothes on your back for protection, you know what kind of a miserable experience that can be, temporary as it is. With all that wetness and cold, its effects can leave you longing for the comfort of the indoors.  read more

What’s Next for Cyber Liability Insurance?

Ron Martin - Thursday, March 31, 2016

At long last, most businesses are beginning to understand that cyber insurance is a necessity, not a luxury. “All classes need it. It doesn’t really matter who you are, what you do—you have some exposure,” says Alex Wayne, president of A.J. Wayne & Associates, Inc. “Even if it’s only one record, you have some exposure because if that one record gets breached, you could potentially get sued as a result. There isn’t any discrimination from one class to another.”   read more

Make Time To Support Your Local Stores

Ron Martin - Thursday, March 31, 2016

You may have missed it, but March 29th was "Mom & Pop Business Owners Day". Family-owned and customer focused, Mom & Pop stores' overriding goal is to provide high quality service to the fine folks who walk through the doors for a product or service.  read more

Snow and Ice Removal for Slip Trip and Fall Prevention

Ron Martin - Thursday, January 21, 2016

Reprinted with permission Philadelphia Insurance Company  read more

Four Myths of Nonprofits

Ron Martin - Monday, September 21, 2015

Four Myths of Nonprofits

Cindy Bergvall, CPA

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A car crash is the leading cause of death for teenagers

Ron Martin - Friday, August 21, 2015


 Reprinted with permission from


52% of the deaths of teenage passengers happened in cars driven by another teen



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Credit Cards and the Liability Shift

Ron Martin - Friday, August 07, 2015

reprinted from Advocates for Independent Businesses -      read more

Tips For Protecting Your Jewelry

Ron Martin - Monday, July 27, 2015

Published on

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