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Basic Insurance Coverage for Students Attending College

Ron Martin - Monday, August 28, 2017

Graduating high school and leaving home for the first time can be an exciting, and, in some ways, overwhelming, experience. In the excitement and anticipation, parents and students tend to overlook the fact that college students may encounter many insurance issues which have not been considered. So, before there’s an auto accident, a fire in, or theft from a dorm room or off-campus apartment, or an unexpected trip to the emergency room, it’s important to think about, and review, your, and your child’s, changing insurance needs in order to make sure you have all of the necessary coverages. Some key questions and factors to consider when children go away to college are:  read more


Ack! We have been hacked!

Ron Martin - Thursday, August 10, 2017

Despite heightened awareness of cyberthreats and increased spending on technology-based solutions, businesses throughout the country continue to fall victim to a range of cyberattacks and data breaches. Many organizations, including insurance agencies, turn to cyberinsurance as a solution to cover both first-party loss and third-party liability. These insurance policies often have the added benefit of proactive cyberrisk management tools and offer access to the industry's top-breach response vendors. Yet given the time-sensitive nature of cyberevents, it's important to understand how the policies work and come up with a plan ahead of time. Consider the following three scenarios:

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Employment Practices Liability Basics

Ron Martin - Tuesday, August 08, 2017

Discrimination Claims
Average range of defense costs: $200,000 - $300,000
Timeline for resolution of employment litigation: 18-24 months
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Return of the Agent: Why DIY Does Not Work for Insurance

Ron Martin - Monday, August 07, 2017
personal lines insurance  read more

 

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